Anchored to: the conversation about the domino effect of Rachel’s last-minute mornings. Once Rachel and I understood her 6 a.m., […]
Chips, Candy, and a Soda: Rachel’s Story
“The Pattern at 6, Noon, and 3:30”Source: fieldwork case example (pseudonym)Anchored to: the moment sorting receipts by time revealed Rachel’s […]
Where Andragogy Assumes Too Much” (Hybrid, Friction)
Knowles’ theory of andragogy, one of the foundational frameworks in adult education, assumes the adult learner is self-directed, ready to […]
Measuring the Right Thing
The clearest proof I have that crisis-informed financial literacy is a genuinely different subject, not just a softer version of […]
The 73%, Revisited
Two numbers have anchored a lot of what I’ve written this month. Seventy-three percent of our own residents once told […]
Janet, One Month Later
A month ago I introduced you to Janet, a resident who scored in the 98th percentile on a numeracy-based financial […]
Should I Address This?
Picture the scenario: a participant in a financial literacy workshop asks the facilitator about investing. Should the facilitator answer that […]
Five Domains, Not One Curriculum
Most financial literacy curricula are built as if there’s one competency to teach. In crisis contexts, there are at least […]
I Need Something I Can Reference
During fieldwork, a case manager said something that’s stuck with me: “I need something I can reference when I’m trying […]
The Adult Who Was Never There
Gutman and McLoyd’s research found something specific: children whose adults actively organized their engagement with school, institutions, and community resources […]