That’s the share of our own residents who told us the financial literacy program we’d referred them to was “not… Read more: The 73% Number

“The budgeting worksheet is useless when you have zero income. I need information about applying for benefits and emergency assistance.”… Read more: Useless at Zero Income

Story from the field: a real disconnect between curriculum and survival need. Anchored to: resident evaluation quote about needing housing… Read more: The Eviction Record

Picture three case managers in three different offices, each trying to do right by their clients. One works from the… Read more: Three People, Three Definitions, Same Word

Here’s a number that should unsettle anyone who thinks financial literacy education is primarily about closing a knowledge gap: at… Read more: 35% of Our Residents Have College Degrees

A case manager said something to me recently that I haven’t been able to shake. She’d referred a client —… Read more: Investment Advice for Someone Sleeping in Their Car

“Janet’s 98th Percentile” When Janet entered our transitional housing program, she had a bachelor’s degree in business administration and fifteen… Read more: Why ‘budgeting skills’ isn’t the same as financial literacy.

Each volume integrates phenomenological theory with practical implementation frameworks developed through years of practice. Books include: Sandra Roussel, founder of… Read more: Series Structure

Understanding Homelessness in Richmond, Indiana: Fresh Start Housing’s Role in Community Transformation

Reconceptualizing Financial Literacy:A Phenomenological Framework for Crisis and Stability: Financial Literacy Reconsidered Series The Financial Literacy Reconsidered series reshapes our… Read more: Book: Reconceptualizing Financial Literacy