“The budgeting worksheet is useless when you have zero income. I need information about applying for benefits and emergency assistance.” […]
The Eviction Record
Story from the field: a real disconnect between curriculum and survival need. Anchored to: resident evaluation quote about needing housing […]
Three People, Three Definitions, Same Word
Picture three case managers in three different offices, each trying to do right by their clients. One works from the […]
35% of Our Residents Have College Degrees
Here’s a number that should unsettle anyone who thinks financial literacy education is primarily about closing a knowledge gap: at […]
Investment Advice for Someone Sleeping in Their Car
A case manager said something to me recently that I haven’t been able to shake. She’d referred a client — […]
Why ‘budgeting skills’ isn’t the same as financial literacy.
“Janet’s 98th Percentile” When Janet entered our transitional housing program, she had a bachelor’s degree in business administration and fifteen […]