Source: Definitional Crisis Article A homeless services director said something during fieldwork that captures a whole policy failure in one […]
The Flat Tire That Could Cost You Your Job
Anchored to: the conversation about the domino effect of Rachel’s last-minute mornings. Once Rachel and I understood her 6 a.m., […]
Tell Me What You’d Say
I’ve spent a month unpacking what I mean by crisis-informed financial literacy. Now I want to hear from you. If […]
Where Andragogy Assumes Too Much” (Hybrid, Friction)
Knowles’ theory of andragogy, one of the foundational frameworks in adult education, assumes the adult learner is self-directed, ready to […]
The 73%, Revisited
Two numbers have anchored a lot of what I’ve written this month. Seventy-three percent of our own residents once told […]
Janet, One Month Later
A month ago I introduced you to Janet, a resident who scored in the 98th percentile on a numeracy-based financial […]
Five Domains, Not One Curriculum
Most financial literacy curricula are built as if there’s one competency to teach. In crisis contexts, there are at least […]
Learning in Circles, Not Lines
Standard curriculum design assumes learning moves in a straight line. Module one, then module two, then module three, each building […]
The Debt That Was Never a Choice
Some of the residents who come through Fresh Start Housing arrive already carrying debt they never agreed to. Pogrebin et […]
Numeracy vs. genuine financial literacy
Foundations: Two Kinds of NumeracyThere are two very different things people mean when they say “numeracy,” and financial literacy programs […]