Book: Reconceptualizing Financial Literacy

Reconceptualizing Financial Literacy:
A Phenomenological Framework for Crisis and Stability: Financial Literacy Reconsidered Series

The Financial Literacy Reconsidered series reshapes our understanding, teaching, and assessment of financial literacy across various contexts.

Traditional financial literacy education often assumes stable planning environments and universal rationality; however, countless individuals face crisis situations where immediate survival takes precedence over long-term planning. This groundbreaking series uses phenomenological frameworks to show that financial literacy is not a single, universal idea, but a group of phenomena that depend on the situation and need different ways of teaching, testing, and helping.

Focusing on crisis-informed practice, the series introduces a novel methodology for social service delivery, adult education, and community support, emphasizing the importance of individuals’ lived experiences during times of crisis. By acknowledging that many people prioritize immediate survival over future planning, this series presents a fresh perspective that moves away from traditional interventions reliant on stable planning contexts. By integrating Continental philosophy with practical implementation, it provides scholar-practitioners with evidence-based frameworks that have demonstrated effectiveness in real-world situations, ultimately facilitating more responsive and meaningful support for those in need.

• Language: English
• Publisher: Independently published
• Publication date: February 17, 2026
• Print length: 250
• ISBN-13: 979-8248149551
• ASIN: B0GN8RX1R5