Foundations: Two Kinds of NumeracyThere are two very different things people mean when they say “numeracy,” and financial literacy programs […]
Whose Knowledge Counts
Fricker (2007) describes something called epistemic injustice, the harm done when prejudice causes someone’s testimony to be dismissed, or when […]
Four Hundred People Over Seventeen Years
I get asked sometimes why I lean on phenomenology, a fairly unfamiliar word to bring into a conversation about financial […]
An Unexamined Assumption
Most financial literacy programs are built on an assumption nobody bothers to state out loud: that financial literacy is primarily […]
The Test That Showed Nothing, Then Showed Everything
Here’s a finding that reframed how we think about measuring our own program’s effectiveness. Early on, we assessed our financial […]
A Case Manager’s Question I Still Can’t Answer
“I search for financial literacy programs for my clients, and I find dozens of options. They all say they teach […]
The 73% Number
That’s the share of our own residents who told us the financial literacy program we’d referred them to was “not […]
Useless at Zero Income
“The budgeting worksheet is useless when you have zero income. I need information about applying for benefits and emergency assistance.” […]
The Eviction Record
Story from the field: a real disconnect between curriculum and survival need. Anchored to: resident evaluation quote about needing housing […]
Three People, Three Definitions, Same Word
Picture three case managers in three different offices, each trying to do right by their clients. One works from the […]