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Most program models start with a theory and try to fit people into it. A Fresh Start Method started the other way around. It grew out of seventeen years of direct, daily work with people rebuilding their lives after incarceration, addiction, or homelessness, inside a single nine-bed transitional housing program in Richmond, Indiana.

The Method

A Fresh Start Method developed from years of working directly with people rebuilding their lives after incarceration, addiction, or homelessness.
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For Individuals

Individual certification gives you direct, personal training in that framework through a 1:1 mentorship track, not a self-paced course or a weekend workshop.
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For Organizations

If you operate crisis housing, support, or a transition people through crisis, you already know the gap between having good intentions and an effective system.
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Resource Library

Foundations: Financial Literacy

Numeracy vs. genuine financial literacy

Foundations: Two Kinds of NumeracyThere are two very different things people mean when they say "numeracy," and financial literacy programs almost never distinguish between them. Merriam-Webster (2023) defines numeracy as...
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Foundations: Financial Literacy

Whose Knowledge Counts

Fricker (2007) describes something called epistemic injustice, the harm done when prejudice causes someone's testimony to be dismissed, or when a conceptual gap prevents someone from being able to articulate...
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Foundations: Financial Literacy

Four Hundred People Over Seventeen Years

I get asked sometimes why I lean on phenomenology, a fairly unfamiliar word to bring into a conversation about financial literacy, rather than just saying "we listen to our residents."...
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