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Most program models start with a theory and try to fit people into it. A Fresh Start Method started the other way around. It grew out of seventeen years of direct, daily work with people rebuilding their lives after incarceration, addiction, or homelessness, inside a single nine-bed transitional housing program in Richmond, Indiana.

The Method

A Fresh Start Method developed from years of working directly with people rebuilding their lives after incarceration, addiction, or homelessness.
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For Individuals

Individual certification gives you direct, personal training in that framework through a 1:1 mentorship track, not a self-paced course or a weekend workshop.
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For Organizations

If you operate crisis housing, support, or a transition people through crisis, you already know the gap between having good intentions and an effective system.
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Resource Library

Foundations: Financial Literacy

Redundant, and Ignored Anyway

Tout (1997) made an argument I think about often: the phrase "critical numeracy" shouldn't need to exist. Real numeracy, properly defined, already includes critical thinking. Adding the word "critical" in...
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Foundations: Financial Literacy

The Debt That Was Never a Choice

Some of the residents who come through Fresh Start Housing arrive already carrying debt they never agreed to. Pogrebin et al. (2014) documented this precisely for returning citizens: parole fees,...
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Foundations: Financial Literacy

Numeracy vs. genuine financial literacy

Foundations: Two Kinds of NumeracyThere are two very different things people mean when they say "numeracy," and financial literacy programs almost never distinguish between them. Merriam-Webster (2023) defines numeracy as...
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